Personal Loans

Fixed-rate funding for the planned and the unexpected, so life keeps moving.

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The basics

What is a personal loan?

A personal loan gives you the money up front, which you repay in equal monthly payments over a set term. Unlike a credit card, the rate is fixed and the end date is clear from day one.

With Kind Financial, loans run from $5,000 to $110,000 over 24 to 60 months, at fixed rates from 6.99% to 35.99% APR for first-time borrowers.

How it helps

How can a personal loan help you?

Life doesn't wait for the perfect moment. A personal loan lets you move forward on your own terms, with one fixed payment you can plan around.

Apply in about five minutes, talk it through with a US-based loan specialist, and if you accept an offer, funds can arrive in as little as one business day. No prepayment penalty, ever.

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Made for real life

Personal loans for every chapter.

  • Home improvement. Refresh a room or take on the repair you've been putting off.

  • Major purchases. Plan for the big moments without leaning on a credit card.

  • Medical and dental costs. Cover out-of-pocket care now and pay it off over time.

  • Education. Handle tuition, courses or certifications on a fixed schedule.

  • Auto repairs. Get back on the road without draining your savings.

  • Consolidating balances. Trade several high-interest payments for one fixed payment.

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Start your next chapter with Kind.

A real person, a fixed rate and every number up front.

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APRs range from 6.99% to 35.99% for first-time borrowers. The minimum loan amount is $5,000 and the maximum is $110,000. To be eligible you must meet the criteria of your prescreened offer, be approved for credit and on application, have a monthly debt-to-income ratio that does not exceed 50%, and have been employed for at least one year. Any origination fee is disclosed before you accept an offer. Pre-qualification uses a soft credit inquiry. There is no fee to discuss your options with a Kind Financial specialist. Services may not be available in all states; final approval, rate and funding timing depend on standard underwriting review. Kind Financial does not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.

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