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Home Improvement Loans

Turn the projects on your list into the home you love coming back to.

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The basics

What is a home improvement loan?

A home improvement loan is a personal loan for projects around your home, from a kitchen refresh to a new roof.

You get the funds up front and repay them in fixed monthly payments, so you know exactly what the project costs each month, with a clear date when it's paid off.

How it works

How can you use a home improvement loan?

Loans from $5,000 to $110,000 cover everything from small upgrades to full remodels, with terms from 24 to 60 months and no penalty for paying off early.

Apply in about five minutes, and if you accept an offer, funds can arrive in as little as 24 hours, so the work can start when you're ready.

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Ideas for your home

Potential uses for a home improvement loan.

Whatever the size of the project, there's a loan amount and term to match.

  • Kitchens and bathrooms

    From new counters and fixtures to a full remodel.

  • Roofing and windows

    Protect the house and keep it comfortable year round.

  • Heating, cooling and insulation

    Upgrades that make every season easier at home.

  • Floors and paint

    Fresh finishes that change how a room feels.

  • Outdoor living

    Patios, decks, landscaping and a little more room to breathe.

  • Repairs that can't wait

    Plumbing, electrical and the surprises every home has.

Ready to transform your home?

Check your rate in minutes. It's a soft inquiry.

Apply now

One payment, one fixed rate, and a team that picks up the phone.

Contact

(888) 546-3090901 Dove Street, Suite 299Newport Beach, CA 92660

APRs range from 6.99% to 35.99% for first-time borrowers. The minimum loan amount is $5,000 and the maximum is $110,000. To be eligible you must meet the criteria of your prescreened offer, be approved for credit and on application, have a monthly debt-to-income ratio that does not exceed 50%, and have been employed for at least one year. Any origination fee is disclosed before you accept an offer. Pre-qualification uses a soft credit inquiry. There is no fee to discuss your options with a Kind Financial specialist. Services may not be available in all states; final approval, rate and funding timing depend on standard underwriting review. Kind Financial does not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.

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