The basics
What is a consolidation loan?
A consolidation loan pays off several balances, like credit cards, medical bills and other loans, and replaces them with one loan and one fixed monthly payment.
Instead of juggling due dates and rates, you have a single payment and a payoff date you can see. It's a loan, not debt settlement: your balances are paid in full, not negotiated down.
Why Kind
Why choose a consolidation loan with Kind?
Kind loans use simple fixed interest, not the daily compounding your cards charge. Any origination fee is shown before you accept, there's no penalty for paying early, and funds can go straight to your creditors if you prefer.
Since 2001 our clients have collectively saved over $45 million. And you'll always be able to talk to a real person who explains each option in plain language.
Is it right for you?
Who should consider a consolidation loan?
A consolidation loan can be a good fit if you have:
Several payments to keep track of. You'd rather have one due date and one payment.
High-interest credit card balances. You want simple fixed interest instead of daily compounding.
No end date in sight. You want a clear payoff date instead of minimum payments.
Ready for a fresh start. You want a plan and a real person to walk you through it.
Your fresh start begins here.
One payment, one rate and one team that picks up the phone. Checking your rate is a soft inquiry.
Apply now